![]() ![]() Not combinable with coupons or store-wide promotions. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Offer only available at select Zales and Zales Outlet stores. Minimum payments are required for each Credit Plan. ♢Deferred Interest, Equal Payment plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. ![]() Existing Cardholders: see your credit card agreement for Account terms. Minimum interest charge is $2.00 in any billing period in which interest is due. As of July 2022, terms for new Accounts: Purchase APR of 29.99%. After the promotional plan expiration date, the purchase APR will apply. 3Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period.You may have to pay more than the minimum payment to avoid accrued interest charges. ![]() Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period.
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